One of the most important questions when it comes to purchasing a home is, “How much can I afford?”
The best way to determine this is to work with a mortgage banker to pre-qualify you for a loan. While it is important to know how much your income and assets will afford you, perhaps a more important question is - How much are you comfortable paying each month, and how much cash do you have to put down?
Usually the number you are comfortable paying and the amount you can qualify for are very different numbers. Because our mission is to build clients for life, we want you to be comfortable in your monthly house payment, and recommend you go with a purchase price that is based on the amount you feel comfortable paying each month.
Another very important decision when it comes to purchasing a home is who to use for a mortgage. We have relationships with many mortgage brokers. Movement Mortgage is a company that our clients have had great successes with and we highly recommend to all of our clients.
At the end of the day, no matter which lender you choose, we will work diligently to get you into your new home as soon as possible, with the least amount of stress!